Terms of Service

Terms of Service

Last updated: December 27, 2024

Introduction

These Terms of Service (“Terms”) govern your use of the UK Broker Comparison website and services (“Service”, “Platform”, or “Website”). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

About Our Service

UK Broker Comparison provides independent information, reviews, and comparisons of UK financial service providers including stock brokers, CFD providers, and spread betting platforms. Our Service is designed to help users make informed decisions about financial service providers.

Information Purposes Only

Not Financial Advice

The information provided on our Platform is for general informational and educational purposes only. It does not constitute:

  • Personal financial advice or recommendations
  • Investment advice or solicitation to buy or sell securities
  • Professional advice regarding your specific financial circumstances
  • Tax, legal, or accounting advice

Independent Research Required

Users must conduct their own research and due diligence before making any financial decisions. We encourage users to:

  • Read provider terms and conditions carefully
  • Understand the risks associated with different investment products
  • Consider seeking independent financial advice when appropriate
  • Verify information directly with service providers

User Responsibilities

Acceptable Use

You agree to use our Service responsibly and in accordance with applicable laws. You must not:

  • Use the Service for any unlawful purpose or to facilitate illegal activities
  • Attempt to gain unauthorized access to any part of the Service
  • Interfere with or disrupt the Service or servers connected to the Service
  • Transmit viruses, malware, or other harmful code
  • Violate any applicable local, national, or international laws

Account Information

If you create an account or subscribe to our services:

  • You are responsible for maintaining the confidentiality of your account information
  • You must provide accurate and current information
  • You must promptly update any changes to your information
  • You are responsible for all activities that occur under your account

Compliance with Regulations

Users are responsible for ensuring their investment activities comply with all applicable regulations in their jurisdiction. This includes:

  • Age requirements for investing (typically 18+ in the UK)
  • Tax obligations related to investment activities
  • Regulatory requirements specific to their circumstances
  • Professional or employment restrictions on trading activities

Our Content and Intellectual Property

Content Ownership

All content on the Platform, including text, graphics, logos, images, and software, is owned by UK Broker Comparison or our licensors and is protected by copyright and other intellectual property laws.

Permitted Use

You may:

  • Access and view content for personal, non-commercial use
  • Print or download content for personal reference
  • Share content with proper attribution to UK Broker Comparison

Prohibited Use

You may not:

  • Reproduce, distribute, or commercially exploit our content without permission
  • Create derivative works based on our content
  • Remove copyright notices or other proprietary markings
  • Use automated systems to scrape or extract content from the Platform

Our Platform may contain links to third-party websites and services. These links are provided for convenience and informational purposes only. We do not:

  • Endorse or recommend any third-party services
  • Control the content or availability of external websites
  • Accept responsibility for the content, privacy policies, or practices of third-party sites

Broker Relationships

We may receive compensation from some financial service providers featured on our Platform through:

  • Affiliate commissions when users sign up for services
  • Advertising partnerships and sponsored content
  • Referral fees for qualifying customer acquisitions

All such relationships are disclosed appropriately, and compensation does not influence our editorial content or review scores.

Disclaimers and Limitations

Information Accuracy

While we strive to provide accurate and up-to-date information:

  • We cannot guarantee the accuracy, completeness, or timeliness of all information
  • Financial service providers may change their terms, fees, or offerings without notice
  • Users should verify information directly with providers before making decisions
  • We are not responsible for errors or omissions in the information provided

Service Availability

We aim to maintain continuous Service availability but cannot guarantee:

  • Uninterrupted access to the Platform
  • Error-free operation of all features
  • Compatibility with all devices or browsers
  • Immediate resolution of technical issues

Limitation of Liability

To the fullest extent permitted by law, UK Broker Comparison shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Damages resulting from use or inability to use the Service
  • Decisions made based on information provided on the Platform
  • Actions taken by third-party service providers

Investment Risks and Warnings

General Investment Risks

All investments carry risk, and users should be aware that:

  • The value of investments can go down as well as up
  • Past performance is not indicative of future results
  • You may get back less than you invest
  • Some products may not be suitable for all investors

Specific Product Risks

Users should be particularly aware of risks associated with:

  • Spread Betting and CFDs: Complex instruments with high risk of losing money rapidly due to leverage
  • Foreign Exchange: Currency fluctuations can significantly impact returns
  • Emerging Markets: Higher volatility and political risk
  • Alternative Investments: Limited liquidity and complex structures

Regulatory Protections

UK investors benefit from various regulatory protections:

  • Financial Services Compensation Scheme (FSCS) coverage up to £85,000
  • Financial Ombudsman Service for dispute resolution
  • FCA regulation of authorized firms
  • Client money segregation requirements

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which forms part of these Terms. By using our Service, you consent to the collection and use of information as outlined in our Privacy Policy.

Modifications to Terms

We may modify these Terms at any time by posting the updated Terms on our Platform. The “Last updated” date at the top of this page indicates when the Terms were last revised. Your continued use of the Service following any changes constitutes acceptance of the new Terms.

Termination

We reserve the right to terminate or suspend your access to the Service at any time, with or without cause or notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason in our sole discretion.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: [email protected]
Address: UK Broker Comparison, [Address to be provided]

Acknowledgment

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

These terms ensure clarity regarding the use of our comparison service while protecting both users and UK Broker Comparison. We encourage users to read these terms carefully and contact us with any questions.