Revolut Trading

Overview

Revolut Trading is the investment arm of Revolut, the popular digital banking app established in 2015. Launched in 2019, Revolut Trading offers commission-free stock trading integrated within the main Revolut app, making investing accessible to the bank’s 30+ million customers. The platform focuses on simplicity and mobile-first design, appealing to younger, tech-savvy investors.

Key Features

• Commission-free stock trading (with limits)
• Fractional shares from £1
• Integrated with banking and payments
• Cryptocurrency trading available
• Simple mobile-first interface
• Instant deposits from Revolut account
• Real-time market data and notifications

Trading Platforms

Revolut Mobile App

Primary platform integrated with banking:

• Seamless switch between banking and trading
• Simple buy/sell interface
• Portfolio tracking and performance
• Market watchlists and alerts
• Cryptocurrency trading integration
• Instant funding from bank account

Revolut Web App

Browser-based version offering:

• Same functionality as mobile app
• Portfolio management tools
• Market data and charts
• Order history and statements
• Account settings and preferences

Fees and Costs

Stock Trading (Standard Account)

• 3 commission-free trades per month
• Additional trades: £1 per trade
• US stocks: Currency conversion fee applies
• Fractional shares: Same fee structure

Stock Trading (Metal Subscription)

• Unlimited commission-free trades
• Metal subscription: £12.99/month
• Includes premium banking features
• Priority customer support

Other Costs

• Currency conversion: 0.12% (weekdays), 1% (weekends)
• No account maintenance fees
• No withdrawal fees
• Instant deposits from Revolut account: Free

Account Types

Standard Trading

• 3 free trades per month
• £1 per additional trade
• Access to US and European stocks
• Fractional share investing
• Basic customer support

Metal Trading

• Unlimited commission-free trades
• Premium Revolut Metal subscription required
• Enhanced customer support
• Additional banking benefits included

Revolut Business

• Trading available for business accounts
• Corporate investment features
• Business banking integration
• Expense management tools

Regulation and Security

• FCA regulated (Revolut Ltd: 900562)
• FSCS protection up to £85,000
• Client money segregation
• Advanced app security features
• Biometric authentication

Pros and Cons

Pros

• Integrated with popular banking app
• Commission-free trading (with limits)
• Fractional shares from £1
• Simple, intuitive mobile interface
• Instant funding from bank account
• Cryptocurrency trading available
• No minimum deposit requirement
• Real-time notifications and alerts

Cons

• Limited free trades on standard account
• Basic platform functionality
• Limited educational resources
• Customer support can be slow
• No ISA wrapper available
• Limited research and analysis tools
• Weekend currency conversion fees high
• No telephone support

Who Is This Broker For?

Revolut Trading is ideal for:

• Existing Revolut banking customers
• Mobile-first investors preferring app-based trading
• Casual investors making few trades per month
• Those wanting integrated banking and investing
• Young investors starting with small amounts
• Users comfortable with digital-only platforms
• Investors seeking simple, straightforward interface

Bottom Line

Revolut Trading succeeds in making investing accessible and simple for its existing customer base, particularly appealing to younger, mobile-first users. While the platform lacks advanced features and comprehensive research tools, its strength lies in seamless integration with the popular Revolut banking app and straightforward fee structure. Best suited for casual investors who value convenience and simplicity over comprehensive investment features, though the limited free trades and lack of ISA options may deter more serious investors.

Investment Warning: The value of investments can go down as well as up, so you may get back less than you invest. Past performance is not a guide to future performance.