InvestEngine

Overview

InvestEngine is a UK-based investment platform launched in 2019, specializing in zero-fee ETF investing. The platform offers both DIY and managed portfolio options, focusing on low-cost passive investing through a carefully curated selection of ETFs. With over £2 billion in assets under management, InvestEngine has quickly established itself as a leading choice for cost-conscious investors seeking diversified portfolio exposure.

Key Features

• Zero fees on ETF trading and management
• Carefully curated selection of 500+ ETFs
• Both DIY and managed portfolio options
• Portfolio rebalancing and optimization tools
• Tax-efficient ISA and SIPP wrappers
• Fractional investing from £100
• ESG and sustainable investing options

Trading Platforms

InvestEngine Web Platform

Clean, modern interface featuring:

• Portfolio construction and management tools
• ETF research and screening capabilities
• Performance tracking and analytics
• Goal-based investing features
• Tax-efficient wrapper management
• Educational resources and insights

InvestEngine Mobile App

Streamlined mobile experience offering:

• Portfolio monitoring and alerts
• Simple investment and withdrawal process
• Performance tracking on the go
• Market updates and insights
• Secure biometric authentication
• Goal tracking features

Fees and Costs

DIY Portfolio

• ETF trading: £0 (completely free)
• Platform fee: £0
• ISA management: £0
• SIPP management: £0

Managed Portfolio

• Portfolio management: 0.25% annually
• ETF costs: 0.13-0.25% (underlying fund costs)
• Rebalancing: Included
• ISA wrapper: £0 additional

Other Costs

• Account opening: Free
• Deposits: Free
• Withdrawals: Free
• No minimum balance fees
• No inactivity fees

Account Types

DIY Portfolio

• Build your own ETF portfolio
• Choose from 500+ carefully selected ETFs
• No platform fees or trading costs
• Portfolio analytics and insights
• ISA and SIPP wrappers available

Managed Portfolio

• Professionally managed portfolios
• Automatic rebalancing and optimization
• Risk-rated portfolio options
• 0.25% annual management fee
• ESG and sustainable options available

Stocks & Shares ISA

• £20,000 annual allowance
• Tax-free growth and income
• Available for both DIY and managed
• No additional wrapper fees

SIPP (Self-Invested Personal Pension)

• Pension wrapper for retirement savings
• Tax benefits on contributions
• Available for both account types
• No additional SIPP fees

Regulation and Security

• FCA regulated (Firm Reference: 797475)
• FSCS protection up to £85,000
• Client assets held with Northern Trust
• Advanced security protocols
• Regular third-party security audits

Pros and Cons

Pros

• Completely zero fees on DIY portfolios
• Carefully curated ETF selection
• Both DIY and managed options available
• Tax-efficient ISA and SIPP wrappers
• Professional portfolio management option
• Clean, intuitive platform design
• Strong regulatory framework
• Excellent value for passive investors
• ESG investing options

Cons

• Limited to ETFs only (no individual stocks)
• Smaller ETF universe compared to full brokers
• No advanced trading features
• No international market access
• Limited educational resources
• No customer phone support
• Platform relatively new (2019)
• No dividend reinvestment automation

Who Is This Broker For?

InvestEngine is ideal for:

• Cost-conscious passive investors
• ETF-focused investment strategies
• Those seeking zero-fee investing
• Beginners wanting managed portfolios
• Long-term investors building wealth
• ESG and sustainable investors
• ISA and SIPP savers
• Those preferring simplicity over complexity

Bottom Line

InvestEngine delivers exceptional value for ETF-focused investors, offering truly zero-fee investing on a well-designed platform. While the limitation to ETFs only may not suit all investors, those building diversified passive portfolios will find it hard to beat the combination of zero costs, quality platform, and professional management options. The platform successfully bridges the gap between DIY investing and robo-advisory services, making it an excellent choice for modern passive investors.

Investment Warning: The value of investments can go down as well as up, so you may get back less than you invest. Past performance is not a guide to future performance.